Privacy Notice to Our Customers:
Why We Collect and How We Use Information:
We collect and use information for business purposes with respect to the extension of credit and other business relationships involving you. These business purposes include evaluating a request for the extension of credit, the request for doing business with us involving products or services and processing transactions requested by you. We may also use your information to offer to you other products or services and to generally evaluate our business relationships with you.How We Collect Information: We get most information directly from you. If we need to verify or need additional information, we may obtain it from third parties such as mercantile commercial credit reporting agencies, consumer credit reporting agencies and other sources permitted by the Fair Credit Reporting Act. Information collected may relate to your finances, business activities, and credit history, as well as transactions with us or with others, including our affiliates.How We Protect Information: We treat your information confidentially, our employees are required to protect your confidentiality. Employees may access your information only when there is an appropriate reason to do so, such as to administer or offer products or services, including the extension of credit to you. We also maintain physical, electronic and procedural safeguards to protect your information. Employees are required to comply with established policies.
Information DisclosureWe may disclose any information when we believe it necessary for the conduct of our business, or the disclosure is required by law. For example, information may be disclosed to others to enable them to provide business services for us, such as helping us evaluate requests for credit extension by you, performing general administrative activities for us and assisting us in processing a transaction requested by you. Information may also be disclosed for auditor research purposes; or to law enforcement and regulatory agencies, for example, to help us prevent fraud. Information may be disclosed to our affiliates, as well as others that are outside of Meier Supply Co., Inc. such as companies that process data for us, companies that provide general administrative services for us, commercial credit reporting agencies and consumer reporting agencies. We may make other disclosures as permitted by law. Information may also be shared with our affiliates so that they may offer you products or services consistent with your business needs.
Access to and Correction of Information
Generally, upon your written request, we will make available information for your review. Information collected in connection with, or anticipation of, any claim or legal proceeding will not be made available. If you notify us that your information is incorrect, we will review it. If we agree, we will correct our records. If you do not agree, you may submit a short statement of dispute, which we will include in any future disclosure of information.
Consumer Credit Information:
You have the right to prohibit Information in any file with a credit reporting agency from being used in any credit or insurance transactions that you did not initiate. To exercise that right, you may write the following credit bureaus: Experian Credit Marketing, P.O. Box 919, Allen Texas 75013; Equifax Options, P.O. Box 740123, Atlanta, Georgia 30374-0123; and TransUnion Name Removal Opt-Out Request, P.O. Box 97328, Jackson, Mississippi 3288. This only applies to consumer credit information as defined in the Fair Credit Reporting Act.